Home Affordability

How much house can you actually qualify for? Compare max price across 5 loan programs — with DTI, MI, and fees baked in.

Gross monthly income before taxes

= $120,000 / yr

Monthly debt payments credit, auto, student — min payments

Don't include rent or your future mortgage — just other recurring debt.

Down payment

Min 3% Conv · 3.5% FHA · 0% VA/USDA · 10% Jumbo

Credit score 740 · Excellent

580820+

Target DTI ratio 45% · Conv default

28%50% max

Note rate

Loan term

Advanced — taxes, insurance, HOA

Property ZIP

Travis County

Property tax %/yr

Insurance %/yr

Monthly HOA optional